Our market here in the Capital Region has seen an uptrend especially if compared to last year. If a property comes on the market in nice condition and at a competitive price, it sells within a short period of time.  This is in comparison to last year when those conditions did not necessarily sell a home. People were sort of waiting.....and waiting. Today, with rates having raised a point in the last two weeks, I feel people are more apt to feel they should buy to not "miss out". Today's mortgage rate is approx. 4.5% and really is still incredibly low!!! Cheap money....also federal guidelines for USDA (rural housing) and VA loans are basically no money down for credit qualified customers. Many homes conform for USDA loans.....I think the limit is $417,000 for a single family and many areas apply...even some that are not that far out in the country!!